Our personal advisory service focuses on you and your family. Together, you we can work through any roadblocks to ensure you can realise your financial and lifestyle goals.
Our payment model is in keeping with our business philosophy – keep it simple, be transparent. From our early days, we have had one source of income – our clients. Our fee for service approach underscores our commitment to putting your best interests first.
The Certainty Advice Group provides accreditation to advisers who aim to deliver the value that clients seek. It’s all about helping clients find the right path to achieve their goals, an outcome that resonates with the AHG team.
Advice paths show the timeframe along which you manage future transitions, achieve future goals and address specific complexities. It illustrates the recommended approach as well as the significant progress you’ve already made.
A Certainty accredited adviser is one who puts your best interests first, who is committed to the journey and not just the financial outcome.
The Apprise Harpel Group operates under a boutique license from CFG Advice Pty Ltd. This independence means we are not influenced by large institutions or product manufacturers, dictating our service delivery or approach to client value. It allows us to select investments that are truly appropriate for you and, in some cases, your business, rather than being restricted to an approved product list compiled by a distant head office.
Like all businesses, we have a process. We start by asking a lot of questions – we want to get to know you and for you to think about the things that really matter. We then agree on the terms of engagement, what you want from us and agree the milestones toward achieving those goals.
In any twelve month period we review the path you are on, the milestones you have achieved and those we’re targeting for the next 12 months. We review this, in person, at least annually and more often where there are significant complexities or changes in your life.
Once you’re a client, you’re an important part of AHG. You will hear from us at least [*] and we’re available to you as required. We don’t plan to overload you with information but will provide you with as much as you need.
We love complexity! We get a genuine buzz from helping our clients pick apart the threads of a complex situation, to simplify what might seem insurmountable. Our process is designed to get you on the right path for your unique circumstances and goals, to build an enduring relationship with you and provide the advice and guidance so you can achieve your financial and lifestyle goals.
Not all clients will maximise the value of engaging AHG. Whether your situation is basic, or you simply want transactional advice, we can provide initial directional help to determine the best course for you. We work with other advisory firms that may be more appropriate for your needs and can refer you to them if we agree that’s the best course of action.
