Tradesmen work hard, often in demanding environments — but financial planning isn’t always top of mind. With irregular income, high physical risk, and the demands of running a small business, it’s easy for long-term planning to fall behind. Our role is to empower tradies, giving them control, protection, and a clear roadmap, so they can enjoy the rewards of their work without financial stress.
Design cash flow strategies to smooth variable income and give you control.
Put in place the right insurances to protect your income, business, and family.
Structure superannuation and investments to grow wealth steadily and tax-effectively.
Work closely with trusted accountants and brokers to ensure your financial systems are efficient and streamlined.
We helped an early-stage plumbing business evolve beyond the director’s day-to-day input, shifting it from being dependent on one person’s hard work to becoming a mature business capable of sustainable growth. By implementing structured financial management, setting up the right insurances, and working alongside their accountant to strengthen the business framework, we created a pathway that reduced key-person risk and unlocked scalability. This structure didn’t just protect the business — it expanded its value. With clear systems, disciplined savings, and a strategy for reinvestment, the directors could see a future where they weren’t tied to the tools but could eventually exit on their terms and gain more from the business they built.
One tradie running his own electrical business came to us worried about what would happen if he couldn’t work due to injury. We set up income protection and trauma cover tailored to his risk, while also modelling a savings plan that funded both his kids’ private school fees and the deposit for an investment property. This gave him peace of mind that his family was protected, and his goals were achievable.
