Doctors and medical specialists face unique financial challenges — high incomes, high taxes, and often high debt from years of study and setting up practice. Add to this the demands of managing private practices, variable schedules, and planning for early retirement, and it’s clear why tailored, strategic financial advice is so valuable.
Structure your practice and personal finances for efficiency and long-term growth.
Use superannuation, SMSFs, and tailored investments to build sustainable wealth.
Coordinate with tax specialists, accountants, and estate lawyers for integrated strategies.
Protect income and assets with customised insurance solutions.
Model different retirement scenarios to give you confidence in your timeline.
Divorce can reshape both practice and personal wealth — we help rebuild structure and clarity, particularly for doctors who’ve focused on patients or practice more than financial planning.
A surgeon earning a substantial income but paying high tax came to us unsure why their wealth wasn’t growing. We restructured their entities in consultation with their accountant, established an SMSF for property investment, and implemented a diversified investment strategy. Within three years, their net wealth had grown significantly, while their tax position was more efficient.
A GP couple running their clinic wanted to grow their practice while also saving for their children’s private schooling. We modelled practice cash flow against personal expenses, created a one-page life projection, and built in education savings strategies. They now have confidence that both their practice and family goals are on track.
A medical specialist sought to expand beyond traditional shares and property. With surplus income, we introduced them to private market opportunities, including private equity and infrastructure. By allocating a portion of their wealth to these less liquid, higher-return opportunities, they not only diversified their portfolio but also positioned themselves for an earlier retirement with confidence.
