Retirement is no longer a distant idea — it’s right around the corner. This stage is about turning decades of hard work into a life of security, freedom, and confidence. But for many, the questions start to pile up: Will I have enough? Am I structured the right way? What happens if markets fall, or my health changes?
Build detailed retirement modelling to show how much income you can safely draw and when you can step back from work.
Create super and pension strategies to minimise tax and maximise cash flow.
Integrate estate planning so your family is supported and your wealth is transferred with clarity.
Help you plan confidently for both freedom years and aged care needs, removing uncertainty.
If health issues force an earlier retirement than planned, we help you rebuild certainty - restructuring income and assets so you stay secure, even if you’ve been less hands-on with finances before.
A couple in their late 50s were worried they had left retirement planning too late. We modelled their super balances, potential downsizing proceeds, and future expenses — including overseas travel and supporting their grandchildren. By rebalancing their portfolios and setting up an account-based pension, we provided them with a clear pathway to retirement within three years, without the fear of running out of money. They told us the most significant relief wasn’t just the numbers, but finally being able to picture the lifestyle they had worked so hard for, bringing them a sense of calm and security.
Another client, a senior professional, was looking to retire at 62 but was also supporting her ageing mother financially. Through our planning, we showed how she could draw a sustainable income from super, while also setting aside an aged care funding reserve. By coordinating with her estate lawyer, we aligned her will and powers of attorney with her new retirement plan. The result: confidence to retire on her terms, while still caring for her family.
